- VERSION 5.0 NOW LIVE
Totality 5 Reengineered
The definitive architectural ledger for high-trust debt collection. Transformed from a utility tool into a premium financial intelligence engine.
Precision Engineered for Modern Finance
We’ve stripped away the noise to focus on the essential workflows that drive collection efficiency.
Clean & Modern
An interface that prioritizes visual clarity. Asymmetric layouts and intentional whitespace reduce cognitive load for operators.
Plug & Play
Rapid deployment with existing infrastructure. Integrate with major ERPs in hours, not weeks, with our refined API bridge.
More Features
From automated compliance checking to predictive ledgering, Totality 5 encompasses the entire collection lifecycle.
Feature Matrix
Compare capabilities across our intelligence tiers.
TOTALITY
COLLECTOR
Financials
Automatically calculates interest and tracks account balances
Allocate payments between principal, interest, and costs
Dollar amount placed and judgment details
Payment agreements and amortization schedules
Fixed rate, flat rate, and sliding scale contingency fee agreements
Payments made to third parties are handled easily
Client totals and account balances
Change interest rates for multiple claims all at once
Contacts
Track client and creditor contact information
Debtor bank, asset, employer, and contact information
Notes document all of your collection efforts
Tickler system for scheduling follow-ups and important dates
Communications
Mail merge using Word® or WordPerfect® in just three mouse clicks
36 collection letters from award-winning collection expert Michelle Dunn
Send detailed statements to debtors, clients and courts
Dozens of reports—single claim, multiple claims, by client, and lots more
3 detailed Collector Performance reports
Additional Features
The only debt collection software designed for small and mid-sized collection practices
Import and export claim information directly from and to Excel® spreadsheets
Built-in safeguards for handling NSF checks
Enter client, debtor and creditor information once, connect to any claim
Archive closed claims for database optimization, recall archived claims when you need them
Legal
Court details, including county, district, department and judge
Lawsuit details, including case number and filing, service, answer and trial dates
Judgment amount and date judgment entered
Post-judgment interest rates and calculations
Up to 18 custom data fields
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